Plan Now for Retirement with Less Fears

Target Audience
– Junior to Middle levels Executives
– People who needs to manage the use of debts in one’s financial journey

Course Objectives
At the end of the workshop, participants should be able to:

  • Understand what constitutes “good” and “bad” debts
  • Identify potential areas of debt problems in their financial journey
  • Adopt strategies and practical steps to reduce or avoid debts

Course Duration
1 Day (8 hours), 9:00am – 5:00pm.

Course Content
1. How One’s Successful Financial Journey Should Be Like

2. Where Debts Would Feature in the financial journey

3. The 4 “S” of Budgeting Should Be:

– S  helter (Home)
– S  pending (Expenses)
– S  avings (Growing)
– S  hield (Insuring)

4. How to Identify Warning Signs of Poor Debt Management

5. Charting Your Own Financial Journey

A computational exercise involving using a financial planning spreadsheet


Training Methodology
This workshop is best conducted in small groups of between 15 – 20 participants. The delivery of the workshop will involve an appropriate mix of short lectures, quizzes, video clips, case studies as well as group sharing. To enable participants take their first step to applying what they are learning, participants will be required to do on-spot computational and planning exercises.

A basic financial planning spreadsheet software will be given to each participant.